Finance or Lease Your Next Vehicle From Jeff Wyler Hyundai of Fairfield

At Jeff Wyler Hyundai of Fairfield, our friendly, knowledgeable Sales team are here to help our customers find the perfect vehicle and the perfect financial plan that best suits their current situation. Over the years, we've helped our customers in Fairfield, Greater Cincinnati and surrounding areas, and we can help you, too. But, if you're unsure if you should finance or lease your next vehicle, keep reading as we break down the benefits of each.

Financing

When you finance your loan, your payments each month get you one step closer to owning the vehicle you just purchased. Once you pay the final payment of your loan, your loan is paid in full and your vehicles is now 100% yours. The financial institution will then release the lean of your car and mail the free and clear title to you. Making your payments on time is essential to keeping your credit score up. If you decide to trade-in your car or make keep that car for your teenager who's about to get their license. The higher your credit score, the lower your interest rate will be on your next loan. Financing compared to leasing, finance payments can be higher than a lease payments, unless you put a large down payment.

Leases

A leased vehicle is like a short-term rental. There are certain restrictions, like the number of miles you can drive, the vehicle is not yours, the bank owns it. Unless you choose to purchase it after your lease is completed. With a lease, all your maintenance costs are covered (except routine maintenance - oil changes, tire rotations, tires, if needed, ect). As mentioned, at lease end, leaseholders can extend the agreement, buy the vehicle, or upgrade to a newer model. It's 100% up to you on which path you choose at the end of your lease.

Convenient, Secure & Safe Online Applications

When shopping for a car, you have the option to browse our inventory right from home. You also have the option to get pre-approved for a loan from home. To get pre-approved, fill out the finance application below and once approved - our finance team will match you with the perfect financial plan.

The form is submitted using an HTTPS form action. All sensitive data is encrypted before transmission and is never sent as clear-text.

* Indicates a required field

Contact Information

Continue

Address Information

Back Continue

Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Back Continue

Banking Information

Back Continue

Co-Applicant Information

Back Continue

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Back Continue

Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

(enter your initials)

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
Back